So, how does Klarna work?
There are two ways to use Klarna. You can take Klarna’s pay in 4 option to any store by downloading and shopping directly through our app, in-store and online. Or, simply go to the retailers we’re currently partnered with and pay with Klarna at checkout.
Pay in 4 everywhere with Klarna.
Download the Klarna app and get the freedom to pay in 4 with zero interest everywhere, in-store and online.
Pay with Klarna at your favourite retailers.
Discover hundreds of buy now pay later retailers with Klarna available at checkout. From your next pair of shoes to your new phone, check out our store directory to get started.
Manage your payments.
Get a clear overview of all your shopping with Klarna in the app, report returns and get help if you need it.
No interest. No catch.
Buy now, pay later is an alternative to credit and gives you the flexibility to shop what you want, when you want, without breaking the bank. When you split the cost of your purchase into 4 smaller payments with Klarna, you’ll never pay any interest. Ever.
Smooother than the rest.
Report returns directly in our app and only pay for the items that you keep. Get a full overview of your payments online or in our app.