Afterpay

Afterpay, Shop now. Pay over 6 weeks. Never pay interest.

Shop iPhone or Samsung. Pay over 6 weeks. Never pay interest.

Use Afterpay with Mobile City, no external credit checks, no interest, no fees when you pay on time, no surprises—and our customers love us for it.

To be eligible to use Afterpay you must:

- Live in New Zealand;

- Are at least 18 years old;

- Are capable of entering into a legally binding contract;

- Have a valid and verifiable email address and mobile number; and

- Use a New Zealand credit or debit card to make the purchase.

- Can provide a valid ID such as a NZ Driver Licence and/or NZ Passport

- Not have an overdue balance with any other Buy Now Pay Later provider.

How to apply Afterpay?

Setting up an Afterpay account is simple. To get the best experience, download the Afterpay app to sign up. At Mobile City, you don't actually need to register prior to making your first Afterpay purchase! When you are making a purchase here, simply choose Afterpay as your payment method at checkout.

Credit checks are required for new customers, and you must be over the age of 18, provide some personal information, and link a valid debit or credit card to your account during the process. To make it quick and easy for you, Afterpay verify your identity electronically (rather than you having to do time-consuming paperwork).

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Loved by more than 14 million people from all over the world.
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Brands big and small work with us to offer one simple solution to their shoppers.
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Afterpay have over 47,000 five-star reviews on Trustpilot that qualify us as ``Excellent``.
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Our average App Store rating is 4.9 out of 5, with over 927,000 reviews.

How Afterpay works

Afterpay it in 4. Always interest-free.

Step 1

Split your phone into 4 instalments

Browse all your favourite phone (any iphone or samsung) to shop online or in Mobile City retail store. Afterpay works online or in-store wherever you are used to shopping.

Step 2

No fees when you pay on time

Choose Afterpay as your checkout payment method when it’s time. Always zero interest, never additional fees when you pay on time.

Step 3

Enjoy instant approval decision

Instantly create your account and finish the purchase with ease. You’ll know if you’re approved instantly and your order will ship as usual.

Pay Better. Choose Afterpay.

Signing up is simple.

No long applications or complicated terms & conditions. Have your email, phone number, address, DOB, and debit/credit card handy—that’s it.

Get what you need right now.

Make your first payment today and the rest over 6 weeks. It really is that simple.

Manage with smart limits.

Check your available spend and stay within budget. And spend wisely with limits that gradually increase with on-time payments.

Afterpay is got your back.

Afterpay will send reminders, so you never miss a payment. And if you do, afterpay pause your account until you’re back on track. There are no fees when you pay on time. And late fees are capped at 25% of the purchase price.