At Humm, they do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, they want to allow their customers to fund whatever they need, both big like iPhone/Samsung and little like Phone Accessories.

This means they’ve split the product in two:
Little things for all of your purchases up to $1,000, and Big things for those purchases over $1,000 and all the way up to $10,000. They each have their own set of rules for approval, but no matter what, they never charge interest – ever.

Lending criteria, $10 late fee, T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only.


What is humm?

Buy ‘Little things’ Humm Payment

Buy ‘Little things’

  • Apply for up to $1,000
  • Repay in 5 fortnightly or 10 weekly slices
  • Repay and free up your balance to spend again​​​​​​​
Buy ‘Big things’ Humm Payment

Buy ‘Big things’

  • Apply online or in-store for up to $10,000
  • Depending on where you shop and what you buy repay over 6, 9, 12 months all the way to 24 months

How to get humming.

Shopping for little luxuries and bigger buys is easy as 1 - 2 - 3.

Right here. Right now.

  1. Click here
  2. Apply for approval
  3. Get humming

When you shop online,

  1. Visit retailer website like Mobile City
  2. At checkout, choose humm as your payment method
  3. Complete your purchase

When you shop in-store.

  1. Visit retailer store like Mobile City
  2. Tell the store assistant you’ll pay with humm
  3. Complete your registration and purchase